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Article II

MEMBERSHIP MEETINGS

Section 1. Annual Meeting.

The Association shall hold an Annual membership meeting during each fiscal year.  At least thirty days prior thereto, the Board shall fix the date and place of the annual meeting of members.  Notice of the time and place of each  annual meeting shall be delivered by ordinary mail, postage prepaid, to each member at his address as shown by the books of the association, at least 30 days prior to the date of such meeting.

Section 2. Special Meetings.

Special meetings of members may be held pursuant to a call     authorized by the President, by resolution of the Board of Directors, by written petition of five (5) members of the Board of Directors or by one-twentieth of the membership.  Notice of the time and place of a special meeting shall be delivered by ordinary mail, postage prepaid, to each member at his address as shown by the books of the association, at least 20 days prior to the date of such meeting.

Section 3. Quorum.

A quorum necessary for the transaction of business at any meeting of  members shall be those present in person;  unless  Chapter 504A, Code of Iowa, specifies a different quorum requirement for the transaction of a specific item of  business.